The holiday season is in full swing, and while you’re busy decking the halls and checking off to do lists, I’m here with tips to help you keep your home and plans on point.
From creative wrapping paper, storage ideas to understanding home improvement loans, we’ve got you covered!
Grab a cozy drink, settle in, and let’s make your homeownership journey even brighter this season!
WHAT’S A HOME IMPROVEMENT LOAN?
A home improvement loan helps you cover renovations, repairs, or home upgrades-like a new roof, bathroom remodel, or energy-efficient windows.
3 TYPES OF HOME IMPROVEMENT LOANS!
Personal Loan: Flexible and quick to secure, personal loans don’t require collateral but may come with higher interest rates.
Home Equity Loan: Borrow against the equity you’ve built. It’s like a second mortgage with a fixed rate and repayment plan.
Home Equity: Replace your current mortgage with a larger one and get the extra cash to fund your project, usually at a lower interest rate.
CHOOSING THE RIGHT LOAN: Think about your project’s size, how much equity you have, and how fast you need the money. Per sonal loans are fast but may be more expensive, while home equity and cash-out refinance options could take longer but offer better rates for larger projects.
I work with trusted local lenders and can connect you with someone to guide you through the process. Reach out to get started!
DO YOU KNOW YOUR HOME VALUE? Curious about recent changes in the local housing market? I can provide you with an updated valuation of your home.
As you wrap up the year (and all those presents), remember I’m always here for your real estate needs or just to chat about your plans for 2025.
Got questions? Need advice? Don’t hesitate to reach out.
Until next time, enjoy the warmth of the season and all the joy it brings.
If you would like to be added to my monthly newsletter, text, call or email me with your name, phone number and email and I’ll be happy to include you.
sherrick@reecenichols.com
Licensed in Kansas and Missouri
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